What is Short Term Disability?
Short-term disability is a leave benefit available to those who are out of work for sickness, injury, or maternity. This benefit covers 66.67% of your salary while disabled. In addition, your medical, dental, STD and life insurance programs remain in force, also your premiums are waived and contributions to your retirement plan will continue. Voluntary benefit premiums and voluntary retirement contributions can continue only if arrangements are made with the vendors.
Employees are automatically enrolled in this benefit. The cost is $6 per month for employees. You may opt-out of this benefit within your first 30 days of employment or annually during open enrollment. To Opt-Out during your first 30 days or open enrollment you will log into The Hartford website, using the information you received at your home address.
How to use the short term disability benefit
If you will be gone from work for more than 10 consecutive days due to sickness, injury, or maternity contact Heather Cheatham at (435) 797-0197.
What is Long Term Disability?
This insurance covers beyond short term disability. The Hartford will pay the disabled individual’s salary at the rate of 66.67%. While disabled, The Hartford will continue to contribute to your retirement plan.
All Employees are automatically enrolled in this benefit. Premiums for this benefit are paid by the University.
The Hartford launched the "My Benefits at The Hartford" mobile app which allows claimants to report a claim, check the status, view claim payments, and more. It can be downloaded for free from the Apple App Store or Google Play Store.
When activating your Hartford account online or in the app, you will need to use the USU Policy # 395198.